You don't have much of a choice here. Using a curing, non-penetrating finish requires time to off-gas and cure.
If you can't stand the odour there isn't much you can do about that. Though, modern water-based low VOC finishes cure very fast, and the odour dissipates quite quickly. You will probably have more issue with dust mitigation with the required light sands between coats. (Which I think is probably the more important health and safety aspect of finishing inside; the curing finishes you have chosen are reasonably safe if you have some air movement. The fine dust, however, gets everywhere and is hard to mitigate.)
Just opening a window and letting things air out for a few hours will not drop the ambient temperature in your apartment to below the curing temperature, assuming you leave your heat on. It'll be wasteful of that heat energy, of course, and it depends on the outside temperature. Doing this in SW Ontario late autumn vs. Winnipeg or Edmonton in January is altogether two different situations. But it's not like opening a window will ruin the curing process. As long as you don't literally freeze yourselves it'll be fine.
Your only other option is to choose a penetrating finish, like the wiping oils you mention. Check the previous Q&A for advice regarding best ways to choose and apply those. But these finishes don't add much in the way of protection. And even those finishes need some time to cure to some extent, which comes with its own odour problem. There will be less dust to contend with if you take this route, as well.
I suppose you can also put off your finishing until spring, or if you really want to get serious, see if you can rent a shop space with like-minded hobbyists. There may be "makerspace" style shops where you live (there is where I live) where you also get the advantage of local experts and a shop space.